Last Updated: November 13, 2024

1. Acceptance of Terms
This document (the “Terms of Use” or “Agreement”) constitutes a binding agreement between you and [Company Name, e.g., X Capital Group Corp.] (“we,” “us,” or “Company”) concerning your access to and use of our website and any of its associated sub-domains, mobile applications, services, or related online resources (collectively, the “Website”). By accessing or using the Website, you confirm that you accept these Terms of Use and agree to abide by them. If you do not agree to these Terms of Use, please do not access or use the Website.

2. Eligibility and User Obligations
You must be at least 18 years of age and legally capable of entering into a binding contract to use the Website. By using the Website, you represent and warrant that you meet these eligibility requirements.

3. Updates to Terms
We reserve the right to amend these Terms of Use at any time. Any changes will be effective upon posting to the Website. It is your responsibility to check for updates. Your continued use of the Website constitutes acceptance of the updated Terms.

4. Account Security and Use
Account Creation: You may be required to create an account and provide certain information. By doing so, you agree that all information you provide is accurate and up-to-date.
Security: You are responsible for safeguarding your account details, including your password. You agree not to disclose your account information to others and are solely responsible for all activities under your account.

5. Prohibited Uses
You agree not to use the Website in any way that violates applicable law, infringes on intellectual property rights, or interferes with other users’ enjoyment of the Website. Specific prohibited uses include, but are not limited to:

• Engaging in illegal or unauthorized activities.
• Attempting to gain unauthorized access to the Website.
• Uploading harmful code or viruses.

6. Intellectual Property
All content on the Website, including text, graphics, logos, and software, is the property of the Company or its licensors and is protected by applicable intellectual property laws. Unauthorized use of such content is strictly prohibited.

7. Privacy
Your use of the Website is also governed by our Privacy Policy, which is incorporated by reference into these Terms of Use. The Privacy Policy explains how we collect, use, and share information about you.

8. Third-Party Links and Content
The Website may contain links to third-party websites or resources. These links are provided for your convenience only, and we do not endorse or assume any responsibility for these third-party sites or content. You access third-party websites at your own risk.

9. Disclaimers
The Website and its content are provided “AS IS” and “AS AVAILABLE” without warranty of any kind, whether express or implied, including but not limited to, warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy. We do not guarantee that the Website will be available at all times or free from errors.

10. Limitation of Liability
To the fullest extent permitted by applicable law, the Company, its affiliates, and their respective employees, agents, directors, and officers will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Website, even if the Company has been advised of the possibility of such damages.

11. Indemnification
You agree to indemnify, defend, and hold harmless the Company, its affiliates, and their officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including attorney’s fees) arising from or related to your violation of these Terms of Use or your use of the Website.

12. Arbitration and Dispute Resolution
Agreement to Arbitrate: Any disputes arising from or relating to these Terms of Use or your use of the Website shall be resolved through binding arbitration rather than in court.
Class Action Waiver: You agree to bring any disputes in your individual capacity only and waive the right to participate in a class or collective action.
Location and Rules: Arbitration will be conducted in [Insert Location, e.g., New York] under the rules of [Insert Arbitration Institution, e.g., the American Arbitration Association].

13. Governing Law and Jurisdiction
These Terms of Use and any disputes arising out of or related to them shall be governed by and construed in accordance with the laws of [Insert State, e.g., New York]. Any legal action not subject to arbitration shall be brought exclusively in the federal or state courts located in [Insert Location].

14. Severability
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement
These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and the Company regarding your use of the Website.

16. Contact Us
For questions or concerns regarding these Terms of Use, please contact us at:

X Capital Group Corp
100 Cedarhurst Ave, Cedarhurst, NY 11516
Phone: (888) 462-0160
Email: compliance@xcapitalgrp.com

Additional Legal Notices and Disclaimers
No Warranty for Security Procedures: While we use reasonable security measures, we cannot guarantee the Website’s security or prevent all security breaches.
Waiver of Rights and Remedies: Failure to enforce any part of these Terms of Use shall not be construed as a waiver of any right or remedy.
Time Limitation for Claims: Any claims arising from your use of the Website must be filed within one (1) year of the cause of action, or such claims are barred.